Sr. Credit Underwriter

Phoenix, AZ
Complete spreads on business entities and individuals to summarize their financial condition, performance, cash flow, trends, projections and risks
Assist Loan Officers in completing reports used by senior management in the loan monitoring and decision making process
Gather, examine and present information in a concise and meaningful manner and offer thoughts concerning credit-worthiness and loan structure.
Prepare various forms and reports to request external reports (appraisals, environmental assessments) and address internal issues
Contact bank customers to gather information, follow-up on required items and monitor credits

Minimum of 7+ years of experience in a credit/financial analyst or underwriting role or other directly related experience
Experience with completing financial spreads and written credit analysis reports on borrowers and guarantors
A solid understanding of financial statements and tax returns, including Generally Accepted Accounting Principles
Proficient with Microsoft Office software
Experience with Moody’s Risk Analyst, Fidelity Information Services IBS Insight, Hyland Software’s OnBase and Metavante’s BankerInsight strongly preferred