New York, NY

Job Type
Contract Full-Time

Pay Rate
• Underwrite complex mortgage loans for high net worth clients
• Perform complex income / tax return analysis
• Approve loans within credit authority and in accordance with MSPBNA credit policy and credit culture
• Proactively manage assigned pipeline
• Assist in identifying or recommending alternative loan solutions
• Ensure data accuracy
• Manage prefund quality control errors to below 5%

• Minimum Seven years’ experience underwriting jumbo mortgage transactions for high net worth individuals; OR 2 – 5 years underwriting if experience includes jumbo and/or non-conforming loans.
• Prefer private bank experience
• Must have proven background with Self-Employed borrowers
• Experienced underwriting non-conforming loans
• Experience structuring and underwriting loans held in entities i.e. LLCs and Trusts
• Pipeline management experience required
• College degree required, advance degree a plus

• Must have current knowledge of underwriting and credit risk principles
• Strong knowledge of unique property vesting i.e. trusts and LLCs
• Complex self-employed income analysis is a critical requirement
• Excellent verbal and written communication skills
• Extraordinary client service aptitude
• Meticulous follow-up and follow through
• Ability to work under tight timelines
• Excellent attention to detail
• Proficient with Microsoft Office suite
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