New York City, NY

Job Type
Contract Full-Time

Pay Rate

Seeking an experienced, positive and motivated individual to join our underwriting team. The successful candidate will possess solid residential underwriting skills and experience underwriting jumbo mortgage loans for sophisticated borrowers with complex income streams.

Position Responsibilities
• Underwrite complex mortgage loans for high net worth clients
• Perform complex income / tax return analysis
• Approve loans within credit authority and in accordance with MSPBNA credit policy and credit culture
• Proactively manage assigned pipeline
• Assist in identifying or recommending alternative loan solutions
• Ensure data accuracy
• Manage prefund quality control errors to below 5%

• Minimum Seven years’ experience underwriting jumbo mortgage transactions for high net worth individuals; OR 2 – 5 years underwriting if experience includes jumbo and/or non-conforming loans.
• Prefer private bank experience
• Must have proven background with Self-Employed borrowers
• Experienced underwriting non-conforming loans
• Experience structuring and underwriting loans held in entities i.e. LLCs and Trusts
• Pipeline management experience required
• College degree required, advance degree a plus

• Must have current knowledge of underwriting and credit risk principles
• Strong knowledge of unique property vesting i.e. trusts and LLCs
• Complex self-employed income analysis is a critical requirement
• Excellent verbal and written communication skills
• Extraordinary client service aptitude
• Meticulous follow-up and follow through
• Ability to work under tight timelines
• Excellent attention to detail
• Proficient with Microsoft Office suite

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