Job Title:

SVP Financial Planning & Analysis

About Rate:

Rate is one of the nation’s top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate’s Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology — including Same Day Mortgage, the Rate App, FlashClose℠, MyAccount and the Language Access Program — has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain’s Chicago Business. Learn more at rate.com.

Job Description:

We are seeking a Senior Vice President of Financial Strategy & Analytics to drive enterprise-wide performance improvement through streamlined operations, technology-enabled solutions, and financial discipline. This executive will be a strategic thought partner to the CEO and executive team, with a mandate to reduce costs, increase revenue, eliminate waste, and enhance productivity across all aspects of the organization.

This is not a behind-the-scenes strategy role — we’re looking for a hands-on leader who understands numbers and knows how to turn analysis into execution with little oversight or support.

Job Responsibilities:

Operational Strategy & Process Optimization

• Lead company-wide initiatives focused on improving operational efficiency, process design, and workflow automation.
• Identify and eliminate inefficiencies, redundancies, and bottlenecks in key functions such as loan origination, processing, servicing, and support.
• Implement best-in-class process management and continuous improvement methodologies (e.g., Lean, Six Sigma).

Technology-Enabled Transformation

• Leverage automation, digital tools, and AI to streamline manual processes.
• Evaluate and deploy systems that enhance customer experience while reducing cycle times and operating costs.
• Champion data-driven decision-making and modern analytics infrastructure.

Financial Oversight & Cost Discipline

• Create actionable insights to improve business.
• Work closely with Finance to link operational KPIs to financial outcomes.
• Identify cost-saving opportunities while preserving (or improving) service levels.
• Build business cases and ROI models to prioritize strategic investments.
• Review and analyze company, department and product P&L’s
• Create QA and QC standards to detect problems before they happen.

Action-Oriented Leadership

• Translate strategic goals into concrete initiatives with timelines, ownership, and accountability.
• Drive execution through a disciplined operating rhythm, ensuring cross-functional alignment and follow-through.
• Serve as a trusted partner and change agent to senior leadership and department heads.
• Opportunity identification and problem solving

Salary Range: $220,000 - $250,000

Experience/Qualifications/Skills:

• Experience: 12+ years of progressive experience in operational strategy, finance, or consulting, with at least 5 years in a senior executive role. Mortgage, financial services, or fintech background preferred.
• Education: Bachelor’s degree in Finance, Business, Operations, or a related field; MBA or relevant advanced degree a plus.
• Skills & Strengths:
• Strong financial acumen with deep understanding of how operational levers impact the P&L.
• Proven ability to lead efficiency and cost-reduction programs that result in measurable impact.
• Technologically savvy with experience implementing enterprise platforms and process automation.
• Exceptional leadership and communication skills with a bias for action.
• Familiarity with performance frameworks (e.g., OKRs, KPIs, dashboards) and continuous improvement methodologies.
• Deep understanding of financial statements
• Written and oral presentation skills
• Familiarity with BI tools such as Tableau and Power BI, also programming languages like Python and SQL is a plus.

• Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.

The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources

Applications are being accepted on an ongoing basis.

Please click this link to learn more about our benefit offerings for Washington State: https://www.rate.com/careers/open-positions/disclosures