About Rate Companies:
We’re Rate, the 3rd-largest retail mortgage company in the U.S.—and aiming to be #1. We’re dedicated to the idea that belief makes anything possible. In 21 years, we’ve gone from start-up to funding more than $100 billion in a single year. Our family is 11,000 people driven to making getting a mortgage the easiest part of the homebuying process. We hire the best people and have the industry’s best technology. (We invented the Digital Mortgage and work every day to create more leading-edge tech). Our HQ is in Chicago, but we’re in every state in more than 850 offices, working to make the dream of homeownership a reality for tens of thousands of people every year. Believe you’d be perfect here? We believe it too and would love to hear from you.

Pay Range: $70-80k

Product Associate

At Rate, we’re proud to offer innovative lending products that meet the needs of our customers. To help us continue expanding our offerings, we’re in search of a product associate to support the launch of our affordable product lines. The ideal candidate will have a passion for affordable mortgage products, HFA, DPA, Bonds and strong knowledge of conforming and government product offerings with an innovative mindset. This person should have a strong mortgage acumen with a proven ability to take an initiative, from ideation to release. We’re looking for an emerging leader who can work with cross-functional teams in the creation, development and launch of mortgage products that serve our customers, generate revenue and grow market share.

Objectives of this role:

• Partner with stakeholders to assist with all aspects of tactical deployment for assigned product lines including product- and business-planning processes for cross-functional teams
• Assist in analyzing customer needs, current market trends, and assess current competitor offerings and submit ideas and opportunities for differentiation to Product Managers
• Assist with development, implementation, and maintenance launch timelines across multiple departments
• Appraise new product ideas and strategize appropriate go-to-market plans in collaboration with Product Managers

Responsibilities

• Assist with product launches, generate reports, investor applications, market research, competitor analysis, planning, positioning, requirements and roadmap development
• Collaborate closely with IT, credit, operations, marketing, legal, compliance and sales teams in the development, QA, and release of products balancing resources and prioritizing your workload to ensure success for entire organization
• Research and develop product positioning and messaging that differentiates Rate across primary market segments
• Partner with Secondary on product configuration for LOS and pricing engine. Setup, manage and maintain templates in LOS to ensure accurate products. Support and perform QA as required.
• Maintain and groom product backlog

Required skills and qualifications

• 3-5 years of diverse and progressive mortgage lending experience in roles like underwriting, processing, sales support and operations
• Knowledge of mortgage manufacturing processes, documentation, regulatory requirements, credit policy and pricing tactics
• Ability to deal with conflict and influence people outside of your span of control
• Experience working with cross-functional teams
• Exceptional writing and editing skills, and strong communication skills
• Unparalleled ability to deliver results as a member of a remote team

Preferred skills and qualifications

• Bachelor’s degree (or equivalent) in business, management, finance, or technology
• 2+ years of product specialist or product analyst at an IMB using Optimal Blue, Encompass
• Working knowledge of Excel and basic understanding of Agile
• Project management experience

Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.

The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).

Applications are being accepted on an ongoing basis, until position is filled.

Click here to apply online

Details