Mortgage Loan Originator

San Antonio, TX
4/12/2019
Provide mortgage loan origination services to prospective mortgage customers in the Austin and San Antonio market and the bank’s lending areas. Generate mortgage loans through external marketing activities with builders, realtors, the real estate community and the homebuying public. Build loyalty and increase customer profitability by providing exceptional service and subject matter expertise.

Generate new mortgage loan opportunities by:

  • Actively promoting mortgage loan programs in the real estate community and in other appropriate community groups;

  • Participating in local real estate related organizations and developing Centers of Influence within the community; and developing and executing a targeted marketing effort to increase customer penetration.

  • Initiate, analyze and recommend mortgage loans for approval through available loan programs by:

    • Developing leads through networking and marketing efforts.

    • Interviewing applicants to develop financial and credit information;

    • Analyzing and evaluating customer needs and recommending appropriate financing;

    • Completing the loan application with necessary information and documentation; and,

    • Researching and recommending appropriate programs and terms and insuring the availability of the terms by completing applicable lock procedures.

  • Insure compliance with mortgage loan origination regulations and guidelines including Reg B, Reg C, Reg X, Reg Z, Privacy and CIP regulations.

  • Establish relationships with customers and is the primary contact during the mortgage process. Maximize customer value through appropriate referrals to other bank partners.