Location
Bainbridge GA
Industry
Finance

The Agency is excited to partner with our client, a well-established and reputable financial institution, to find a skilled and dedicated Mortgage Loan Officer to join their team. In this role, the Mortgage Loan Officer will be responsible for assisting clients throughout the home loan process, from pre-approval to closing. This individual will work closely with prospective borrowers to evaluate their financial situation, provide expert advice on loan options, and facilitate a seamless loan application process.

Key Responsibilities:

  • Assist clients in determining their eligibility for mortgage loans by assessing their financial status, credit history, and goals.
  • Provide guidance on various mortgage products, such as fixed-rate, adjustable-rate, FHA, and VA loans.
  • Collect and analyze financial documents, including income verification, credit reports, and tax returns.
  • Present loan options to clients, explaining terms, interest rates, and repayment schedules.
  • Guide clients through the loan application process, ensuring all required information is accurately provided and submitted.
  • Communicate with underwriters, appraisers, and other parties involved in the loan process to ensure timely processing.
  • Stay up-to-date on current mortgage industry trends, interest rates, and regulatory changes.
  • Maintain knowledge of lending products and offer solutions that best meet the client's needs.
  • Build and maintain relationships with real estate agents, builders, and other industry professionals to generate leads and referrals.
  • Ensure compliance with all relevant local, state, and federal regulations and guidelines.
  • Review and verify loan documents to ensure accuracy and completeness before closing.

Qualifications:

  • Bachelor's degree in business, finance, or a related field (preferred but not required).
  • Proven experience as a mortgage loan officer or in a similar role.
  • Strong understanding of mortgage products, loan regulations, and industry practices.
  • Excellent communication, negotiation, and interpersonal skills.
  • Ability to work independently and manage a high volume of clients and transactions.
  • Strong attention to detail and organizational skills.
  • Licensed mortgage loan officer (in compliance with state requirements).
For immediate consideration, email Jacob Ludwig at jacob@theagencyrecruiting.com with a resume and brief description of experience.