Florida Lead Underwriter

Advocus National Title Insurance Company Texas, United States (On-site)

Job Title: Florida Lead Underwriter

Company: We are committed to our agents, to preserving the attorney’s role in real estate transactions, and to protecting consumers with our attention to detail and comprehensive coverage. We support our agents without competing with them, fostering a mutually beneficial partnership. Additionally, we practice good corporate citizenship by contributing to our communities and adhering to ethical business practices.

When we considered new names for our organization, we considered our past—our humble beginnings, many David and Goliath-like battles, and a rich history of success for nearly 60 years—and stayed focused on the future.

We kept returning to the one thing that sets us apart from other title insurance underwriters:

Advocacy. It remains our north star, our guiding principle.

60-YEAR HISTORY OF FINANCIAL STRENGTH

Our organization has had the Financial Stability Rating® of A’ (A Prime), Unsurpassed, from Demotech, Inc., an independent financial analysis firm, since 1995. It’s the highest rating given to any regional title insurer in the United States.

POSITION SUMMARY:

The State Lead Title Insurance Underwriter (Florida) is a senior underwriting role responsible for evaluating title risk, issuing underwriting decisions, and providing expert guidance to agents, attorneys, and internal staff. This role will lead the underwriting function for the assigned state and play a central role in establishing, maintaining, and evolving the company’s state-specific underwriting guidelines. As the company’s presence in the state grows, this position will build and support a scalable underwriting operation and serve as the primary point of contact for complex or escalated underwriting matters.

Essential Functions

• Lead the underwriting function for Florida.
• Serve as the primary underwriting authority and escalation point for complex files.
• Support the growth of the state underwriting team by providing coaching, mentoring, and process oversight.
• Partner with executive leadership to design the future-state structure of the underwriting department as order volume expands.
• Develop and maintain state-specific underwriting guidelines reflecting state law, regulatory requirements, and company risk appetite.
• Ensure guidelines remain current with legislative changes, case law, and market trends.
• Work with legal, compliance, and executive leadership to formalize and publish underwriting standards.
• Support training efforts to roll out new or updated guidelines to agents and internal staff.
• Assess title defects, liens, encumbrances, and vesting issues to determine insurability.
• Issue underwriting decisions aligned with company policy and state-specific guidelines.
• Draft clear requirements, exceptions, and approvals for both residential and commercial transactions.
• Collaborate with curative teams, agents, and attorneys to resolve complex title issues.
• Provide expert underwriting support to title agents, real estate attorneys, and internal teams.
• Deliver training on guidelines, forms, underwriting practices, and state-specific nuances.
• Help strengthen agency relationships by offering responsive, informed, and solution-oriented support.
• Maintain accurate records of underwriting decisions and approvals.
• Support internal audits and quality reviews.
• Reinforce adherence to operational and regulatory requirements.

Education, Formal Training, and Experience

• Minimum 5 years as a title insurance underwriter, OR 10+ years as a commercial examiner or title examiner.
• Extensive experience in title insurance underwriting, with deep knowledge of Florida real estate law.
• Demonstrated ability to review title searches, commitments, liens, and legal descriptions.
• Strong understanding of state-specific statutes, recording requirements, and customary practices.
• Excellent judgment and risk assessment skills.
• Strong communication skills with the ability to explain complex title issues clearly.
• Familiarity with industry platforms (SoftPro, Qualia, ResWare, etc.).
• Experience supporting agents in both residential and commercial real estate.
• Ability to lead, mentor, and support underwriting staff.
• High attention to detail and accuracy in decision-making.
• Prior leadership or team lead capacity within a title agency or underwriter is preferred.
• Experience developing underwriting guidelines or policy manuals is preferred.

WORK ENVIRONMENT

• The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Applications are accepted on an on-going basis.

Compensation and Benefits:

• Competitive base salary with performance-based incentives and bonuses.
• Health, dental, and vision insurance options.
• Retirement plan with employer matching.
• Paid time off (PTO) and holiday pay.
• Continuing education and professional development opportunities.

To apply, please submit your resume and application via LinkedIn.

Please click to learn more about our benefit offerings for Washington State; https://www.rate.com/careers/open-positions/disclosures

Advocus National Title Company is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law

Click here to apply online

Details