Jumbo Underwriters

Our client's Private Bank division, working with high-wealth clients, is looking for Jumbo/Super Jumbo underwriters dealing with mortgages from $3-$10M+ with unique credit policies and guidelines. Empower experience would be extremely helpful. The position requires expert jumbo mortgage underwriting and credit risk knowledge, clear communication skills, consistently outstanding client service, and proven problem solving and decision-making skills.

Responsibilities & Duties

• Ability to analyze the underwriting of JUMBO/ Super JUMBO mortgage loans in a timely manner for completeness and compliance within portfolio purchase guidelines
• Evaluate and provide recommendations for underwriting waivers and eligibility exceptions
• Clearly communicate, in written and verbal form, compensating factors to justify exceptions
• Participate in and provide clear feedback on credit policy recommendations
• Maintain strong knowledge of mortgage compliance rules agency underwriting guidelines and industry standards for appraisal requirements and regulatory compliance

Required Experience & Skills

• 5+ years of mortgage industry experience
• 3+recent years Jumbo/Super Jumbo underwriting experience
• 2+ years of complex income analysis experience
• Expert underwriting knowledge and extensive experience with loan origination documentation
• Technologically savvy, with the ability to work in Empower
• High attention to detail and effective problem-solving skills, analytical thinking ability, diplomacy, and professionalism
• Excellent oral and written communication skills
• Excellent multi-tasking skills and ability to manage multiple tasks simultaneously

Benefits:

• Medical Insurance
• Dental Insurance
• Vision Insurance
• Life & Disability Insurances