Job Description

Insurance Underwriter (Personal Lines / P&C)

Job Summary
The Insurance Underwriter evaluates insurance applications to assess risk and determine pricing and terms. Working closely with agents and internal departments, this role supports the company’s underwriting strategy while ensuring compliance and profitability.

Key Responsibilities

• Review insurance applications and supporting documents.

• Assess risks and determine appropriate premiums and coverage terms.

• Issue new policies, endorsements, and renewals.

• Request additional information or inspections when necessary.

• Collaborate with agents, adjusters, and other departments.

• Monitor claims activity to detect potential fraud or policy issues.

• Maintain accurate and compliant underwriting records.

Requirements

• Bachelor’s degree in Business, Insurance, or a related field.

• At least 2–3 years of experience in personal lines or property & casualty underwriting.

• Insurance certifications (e.g., AINS, CPCU) are a plus.

• Strong analytical and decision-making skills.

• Proficient in insurance systems and Microsoft Office.

• Bilingual proficiency preferred (Spanish/English).

Preferred Competencies

• High attention to detail and risk awareness.

• Ability to work independently and as part of a team.

• Strong communication and organizational skills.

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