Manage individual First Party Commercial Property/inland marine Losses under standard, manuscript and inland marine policy forms. Responsibilities include policy coverage verification, claim investigation, evaluation, reserving and settlement within a set level of authority. The Commercial Property Adjuster regularly interacts with Insureds, Agents, Underwriting and Actuarial.

  • Confirm and verify insured policy and coverage information.
  • Contact insured within 24 hours as outlined in the Claims Procedures.
  • Obtain all relevant and material facts of loss to determine policy application.
  • Prepare coverage denials and/or reservations of rights letters.
  • Conduct prompt in-house investigations utilizing telephone and correspondence to obtain appropriate loss documentation.
  • Utilize and manage Independent Adjusters to investigate and evaluate the scope of loss as needed.
  • Assign and manage Forensic Accountants to assist in analysis of Business Income losses.
  • Establish and maintain proper loss reserves.
  • Negotiate loss settlements.
  • Identify and determine subrogation and salvage potential of losses.
  • Prepare written reports for Customer Claim Reviews and Large Loss Reports as needed.
  • Responsible for complying with proper internal controls as necessary to conduct job functions and/or carry out responsibilities and/or administrative activities in the company.
  • Travel up to 20%


  • Bachelor’s Degree preferred.
  • Five (5) or more years’ of property/inland marine claims handling experience.
  • Multi-state claims experience, a plus.
  • In-depth knowledge of the insurance industry, including legal and regulatory environments.
  • Preferred Adjuster Licenses in FL, TX and NY.
  • A strong functional and developing knowledge of substantive laws and legal procedures.
  • Insurance designation preferred (AIC, SCLA, CPCU), but not required.


Employee Type
Full-Time Regular
Chicago IL
Minimum Salary
Maximum Salary