Job Description: Director of Product

Why Rate is the BEST Place to Work

As a titan in mortgage lending and digital financial solutions, Rate Companies proudly operates with more than 6,400 employees stationed across over 800 branches nationwide, including Washington, D.C. Founded in the year 2000, we’ve assisted more than 1 million homeowners with their home purchase loans and refinances. In 2022 alone, we managed a total loan volume exceeding $33 billion. But we’re more than just numbers; we’re about innovation, offering competitive rates, and delivering customer service that’s second to none. Our accolades include Inside Mortgage Finance’s Second Largest Retail Originator for 2023, Chicago Agent’s Lender of the Year for the 7^th consecutive year, Scotsman’s Guide 2022 ranking for having more top originators than any other lenders, NerdWallet’s Best Lenders for Low and No-Down-Payment Mortgages of 2022, and Forbes’ Best Online Lender for First-Time Homebuyers in 2022. For more information, visit rate.com.

What Makes Our Team Awesome

We are a gritty group of passionate technologists on a mission to dominate the mortgage world!

The Information Technology Team within Rate Companies passionately and consistently puts our customers first. We are building the latest technology to help create the best mortgage experience on the planet and get your mortgage, your way, anytime, anywhere. Whether that is improving our digital mortgage platform, automating loan coordination and underwriting processes, or building out the latest marketing and customer engagement platform, we’re doing it all. We build high-performing, self-organized, cross-functional agile teams that operate with minimal hierarchy. Information Technology team members hold themselves and others accountable and live and breathe the tenets of autonomy, mastery, and purpose.

What’s the Role?

We are seeking a highly experienced and motivated Director of Product Management to join our team. The ideal candidate will have a strong background in Secured Lending (mortgage or home equity) with direct experience working with Encompass & Optimal Blue APIs. This role requires a strategic thinker with a proven track record in product management, including creating tickets, testing, and developing innovative solutions.

Responsibilities:

• Operate as a Lead Product Manager in developing and executing product strategies that align with company goals.
• Oversee the entire product lifecycle, from ideation to launch, ensuring timely delivery and high-quality standards.
• Collaborate with cross-functional teams, including engineering, marketing, and sales, to drive product development and enhancements.
• Utilize Optimal Blue PPE to optimize product offerings and ensure compliance with industry standards.
• Create and manage product roadmaps, prioritizing features and enhancements based on customer feedback and market trends.
• Develop and maintain detailed product documentation, including user stories, requirements, and test plans.
• Conduct regular product testing and quality assurance to identify and resolve issues.
• Analyze market trends and competitor products to identify opportunities for innovation and differentiation.

Qualifications:

• Minimum of 7+ years of experience in product management, with a focus on the mortgage industry.
• Proven experience working with Optimal Blue PPE (or other PPE) & Encompass (or other LOS)
• Strong understanding of product management processes, including creating tickets, testing, and developing solutions.
• Proficiency in working with APIs, including creating and updating them.
• Ability to work independently and manage multiple priorities effectively.
• Excellent leadership, communication, and interpersonal skills.
• Ability to think strategically and make data-driven decisions.
• Strong analytical and problem-solving skills.
• Ability to work effectively in a fast-paced, dynamic environment.

Other Useful Details

Employee Type
Full-Time

Salary + Incentive Pay
Pay Range: $150,000-$180,000 annual pay + bonus and/or commissions

Location
Remote

Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law. #LI-Remote

The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources). Please click this link to learn more about our benefit offerings for Washington State: https://www.rate.com/careers/open-positions/disclosures

Click here to apply online

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